Affordable, English-Speaking Cities (mostly) in South America
Moving to South America offers American expats the chance to completely reinvent their lives. It offers warm climates, friendly locals, and slower pace of living. Many find South America offers a kind of freedom that’s difficult to come by in the U.S., and they’re not wrong. Just about everywhere does. The cost of living is significantly lower in most South American countries, especially when it comes to rent, healthcare, and food. In some cities, you can live comfortably on less than $1,000 per month—including rent. This makes it an appealing option for digital nomads, early retirees, and anyone craving a better quality of life without burning through savings.
One concern many Americans have is the language barrier, but the good news is that there are pockets of strong English-speaking communities scattered throughout the continent. These tend to be centered in university towns, capital cities, and regions with high levels of tourism or established expat networks. If you do speak Spanish or Portuguese, your opportunities multiply overnight—but for those who don’t, there are still very livable and accessible destinations.
South America is not only diverse and affordable, it’s also increasingly expat-friendly. Maybe you’re seeking a laid-back beach town. Or maybe you’re seeking a bustling metropolis. Adversely, maybe you’re seeking a small mountain city where you can focus on wellness and connection. There’s something for everyone—regardless of your language skills.
If you’re considering making the move, do your research. Join Facebook expat groups, read first-hand expat blogs, and connect with relocation consultants who can help you navigate visa requirements, housing, and healthcare. South America might just surprise you with how easy, enjoyable, and sustainable life abroad can be.
1. Medellín, Colombia
Medellín, known as the “City of Eternal Spring” for its consistently mild climate, draws expats from around the world with its modern metro system, affordable lifestyle, and welcoming vibe. You will find comfortable housing at a fraction of U.S. prices and enjoy access to excellent healthcare and co-working spaces. Neighborhoods like El Poblado and Laureles offer vibrant social scenes where English is commonly spoken, making it easier to adjust. It offers scenic mountain views, friendly locals, and dynamic culture. Medellín has become a favorite for remote workers, retirees, and anyone seeking a better quality of life abroad.
2. Cuenca, Ecuador
Cuenca, Ecuador, stands out as one of the top destinations for American expats and retirees seeking beauty, comfort, and affordability. This UNESCO World Heritage city brims with colonial-era architecture, cobblestone streets, and a peaceful, walkable atmosphere. Expats choose Cuenca for its temperate climate, laid-back pace, and deep sense of culture and history.
You’ll find a thriving community of American and European expats here, which has influenced the local economy in positive ways. Restaurants, cafes, and shops in the city center often employ English-speaking staff or offer bilingual menus, making the transition smoother for newcomers. Locals have embraced the expat presence, and many businesses now cater specifically to this growing population.
The cost of living in Cuenca remains one of its biggest draws, especially to people such as myself. A one-bedroom apartment in a desirable neighborhood can rent for under $500 per month, and even upscale dining or personal services are a fraction of U.S. prices. Healthcare in Ecuador is also top-notch, with private clinics and hospitals offering quality care at affordable rates. Many expats purchase local health insurance. But you can just pay out-of-pocket. That’s how inexpensive it is.
Cuenca combines old-world charm with modern convenience, making it an ideal destination for those looking to live well without overspending.
3. Buenos Aires, Argentina
Spanish is the primary language, but Buenos Aires boasts a significant number of English speakers, particularly in the business and tourism sectors. Moreover, thanks to Argentina’s unique economic fluctuations, the cost of living—though unpredictable—remains relatively low for those earning in USD. As a result, expats can enjoy a cosmopolitan lifestyle with access to world-class dining, culture, and entertainment at a fraction of what it would cost in major U.S. cities. Buenos Aires offers historic architecture and vibrant street art. It also offers affordable healthcare and thriving nightlife. Buenos Aires attracts people seeking adventure, affordability, and rich cultural experiences in one dynamic location.
4. Montevideo, Uruguay
Uruguay often flies under the radar, yet it remains one of the most politically and economically stable countries in South America. Montevideo offers a relaxed pace of life, a stunning coastline, and a warm, inclusive expat community that continues to grow. Younger Uruguayans and many professionals actively learn and speak English, which helps new arrivals integrate more easily into daily life. The city blends old-world charm with modern amenities, providing reliable healthcare, excellent public safety, and an emphasis on personal freedoms. Expats who settle in Montevideo enjoy its café culture, beachfront rambla, and the slower, more intentional lifestyle that contrasts sharply with the hustle of American cities.
5. Santiago, Chile
Santiago, Chile’s dynamic capital, stands out as a cosmopolitan city that blends Latin American culture with modern amenities. With its stable economy, reliable infrastructure, and clean, efficient public transportation, Santiago offers expats a comfortable and exciting urban lifestyle. While the cost of living can vary depending on neighborhood and lifestyle choices, it remains significantly more affordable than most major cities in the United States—especially when it comes to housing, healthcare, and dining.
Moreover, Santiago is home to a growing number of English-speaking professionals, largely due to its status as a regional hub for multinational corporations. Because of this, you’ll find that English is increasingly used in business environments, coworking spaces, and international schools. Although Spanish is the official language, many Chileans—particularly in the tech and finance sectors—speak English fluently or are eager to practice.
Santiago’s neighborhoods offer something for everyone as well. Areas like Providencia and Las Condes cater to expats with their tree-lined streets, high-end amenities, and international restaurants. Meanwhile, artists and creatives may gravitate toward Bellavista, known for its vibrant street art, music, and nightlife.
With the nearby Andes Mountains offering weekend getaways for skiing, hiking, or wine tasting, Santiago combines urban sophistication with easy access to nature. For expats seeking a balanced, stimulating lifestyle with a lower price tag, Santiago continues to rise in popularity as one of South America’s top relocation destinations.
6. Lima, Peru
Peru’s capital, Lima, offers affordable living with stunning ocean views, a world-renowned food scene, and a growing expat community. Additionally, the city combines historic charm with modern conveniences, making it especially appealing to newcomers. Many private schools, businesses, and expat-friendly neighborhoods such as Miraflores and San Isidro have a decent number of English speakers. Moreover, Lima’s healthcare system is accessible and affordable, with several private clinics providing high-quality care. With its vibrant culture, coastal beauty, and increasing number of international residents, Lima continues to emerge as a top choice for expats seeking both comfort and adventure in South America.
7. Florianópolis, Brazil
Portuguese is the main language here. However, Florianópolis has a sizable digital nomad and expat community. English is widely used, especially in coworking spaces and tourist areas. The city is known for its high quality of life. Also stunning beaches and lush hillsides. Most importantly, a much safer atmosphere compared to Brazil’s larger cities. In fact, many expats describe it as one of South America’s hidden gems—offering a laid-back, island lifestyle with all the amenities of a modern city. Whether you’re surfing at Praia Mole, hiking through forested trails, or sipping coffee in Lagoa da Conceição, Florianópolis offers a relaxed, welcoming vibe that’s hard to beat.
8. Cartagena, Colombia
Cartagena is a Caribbean coastal city that blends vibrant culture, rich history, and modern conveniences. Making it an increasingly popular choice for expats. With a low cost of living, you can also enjoy a beachfront lifestyle without breaking the bank. The city boasts year-round warm weather, stunning colonial architecture, and a laid-back atmosphere.
Many locals working in hospitality, restaurants, and international business also speak English, easing the language barrier for newcomers.
Cartagena also offers a strong healthcare system as well. Also a vibrant food scene, and direct international flights. This makes it not only beautiful but practical. Cartagena is perfect. Whether you’re looking to soak up the sun or find a slower pace of life.
9. Sucre, Bolivia
Sucre, often considered one of the most affordable places to live in South America, offers expats a peaceful and charming environment. The city boasts colonial architecture, adorable cobblestone streets, and pleasant climate, It also presents a slower pace of life. For those on a budget, Sucre provides an exceptional quality of life at a fraction of the cost.
Expats find a welcoming community here, with a growing number of foreigners choosing to settle in the city. While Spanish is the dominant language, English speakers are increasingly common, especially in areas frequented by expats, making it easier to navigate daily life. The city’s cost of living is incredibly low, with affordable housing, inexpensive dining, and low healthcare costs. Sucre is an ideal destination for those looking to live comfortably without breaking the bank, and its laid-back atmosphere makes it perfect for anyone seeking a tranquil lifestyle.
10. Asunción, Paraguay
Paraguay offers one of the most affordable lifestyles in South America. Making it an appealing destination for expats seeking to stretch their budgets without sacrificing quality of life. Asunción, the capital, has become a growing hub for those looking for simplicity and a slower pace compared to other regional capitals. The city’s friendly atmosphere, low cost of living, and access to essential services make it an excellent option for newcomers.
In Asunción, expats can enjoy affordable housing, inexpensive transportation, and affordable healthcare, which makes day-to-day living financially stress-free. While Spanish is the dominant language, English is commonly spoken in business circles, particularly in international companies. However, for those planning to settle long-term, learning Spanish is advisable as it will improve interactions with locals and expand personal and professional opportunities. The country’s straightforward bureaucratic system also means that expats can manage life here without the excessive red tape often found in larger countries, contributing to an overall sense of ease and comfort.
South America is full of exciting opportunities for American expats looking for an affordable yet fulfilling lifestyle. While Spanish and Portuguese dominate the region, the cities listed above offer expat-friendly environments where English is widely spoken in key areas. Whether you’re seeking vibrant city life or a peaceful retreat, there’s an ideal spot waiting for you.
And don’t forget to check out my list of expat gear to buy before you move!