Affordable, English-Speaking Cities for Expats
Africa is quickly gaining attention as a top destination for expats seeking a better quality of life and a lower cost of living. Cape Town, Nairobi, and Johannesburg tend to dominate the spotlight, but there are many underrated African cities offering incredible lifestyles without the high price tags or heavy crowds. I’ve put together some lesser-known expat havens which combine affordability, safety, natural beauty, and growing English-speaking communities. Communities ideal for digital nomads, retirees, and remote workers alike.
Whether you’re drawn by Africa’s vibrant cultures, access to nature, or the chance to stretch your dollar further, relocating here can offer more than so much more than just savings. These cities boast reliable internet, welcoming locals, and modern amenities, all without losing their authentic charm. And for native English speakers, communication is much easier than expected, especially in former British colonies or cities with international communities. Remember, English is the lingua franca, so nowadays, even where people don’t typically speak English, they are probably learning, and eager to learn and practice their English.
Lusaka, Zambia
Lusaka, the capital of Zambia, is one of Africa’s most underrated cities for expats. It strikes a perfect balance between modern development and cultural traditions. English is Zambia’s official language. So navigating daily life, connecting with locals, and handling business or government affairs is surprisingly easy—especially for newcomers from English-speaking countries.
Lusaka offers a relaxed pace of life, with friendly, community-oriented residents and a strong sense of hospitality. It is a capital city, but it doesn’t feel overwhelming. You’ll actually find quite a laid-back atmosphere here. Also access to essential amenities, international supermarkets, modern malls, and decent healthcare facilities. You’ll also find affordable housing options and inexpensive local services.
For digital nomads, the city is steadily improving its infrastructure, including internet connectivity and co-working spaces. Retirees also appreciate Lusaka’s peaceful vibe and lower stress levels. Whether you’re seeking adventure or simplicity, Lusaka delivers. Lusaka stands out as a warm, budget-friendly destination worth serious consideration.
Gaborone, Botswana
Gaborone, the capital of Botswana, is quickly emerging as one of Africa’s most attractive destinations for expats and digital nomads. While it’s one of the continent’s fastest-growing cities, it still offers a peaceful, laid-back atmosphere that’s ideal for anyone looking to escape the high costs and chaos of Western urban life. English is the official language, which makes integration smooth for newcomers and simplifies everything from business dealings to casual conversations.
Botswana is known for its stable political climate and low corruption, which adds a layer of safety and predictability that many expats value. Gaborone boasts solid infrastructure, modern amenities, and growing tech development, while still being close to nature. Residents and visitors can enjoy stunning wildlife and open green space at the Gaborone Game Reserve, located right on the edge of the city.
The cost of living in Gaborone is remarkably low, with affordable rent, inexpensive public transport, and a generally budget-friendly lifestyle. Whether you’re retiring abroad or working remotely, Gaborone delivers a unique blend of security, comfort, and connection to nature—making it a hidden gem for expats seeking a better life in Africa.
Mombasa, Kenya
If coastal living is what you’re after, Mombasa should be high on your list. This vibrant city on Kenya’s eastern shore is renowned for its stunning beaches, turquoise waters, and warm, tropical climate year-round. As one of East Africa’s major port cities, Mombasa blends Indian Ocean beauty with a deep, multicultural heritage—drawing influences from African, Arab, Indian, and European traditions. It’s a place where history meets modern living.
English is widely spoken here, which makes day-to-day life easy for newcomers. Whether you’re grocery shopping, handling business, or getting to know your neighbors, communication is rarely a challenge. The city’s affordability is another big draw. Compared to Western countries, the cost of living is low, with reasonably priced housing, fresh produce, and affordable healthcare options.
Expats are drawn to Mombasa not only for its beauty and budget-friendly lifestyle but also for its relaxed pace and strong sense of community. You’ll find international schools, co-working spaces, and easy access to both Nairobi and global markets via the nearby Moi International Airport. Whether you’re a retiree or a remote worker, Mombasa offers a peaceful, oceanfront lifestyle that’s hard to match.
Accra, Ghana
Accra, the vibrant capital of Ghana, is quickly becoming one of Africa’s most appealing destinations for expats, digital nomads, and remote workers. It offers friendly locals, dynamic cultural landscape, and relatively low cost of living. Also a supremely unique blend of comfort and connection that’s difficult to find elsewhere.
One of Accra’s biggest advantages for Americans is that English is the official language. So everyday life—from shopping to working to building friendships—is seamless and stress-free. The city is well-developed. Offering modern infrastructure, stable internet, international schools, and reliable healthcare facilities.
Beyond the basics, Accra shines with its deep artistic roots and welcoming vibe. The music, fashion, and food scenes are thriving. Accra also frequently hosts cultural festivals and exhibitions. For members of the African diaspora, Accra holds special meaning. It’s a city rich with historical significance, including landmarks like the W.E.B. Du Bois Center and Cape Coast Castle.
The growing expat community is also a plus, offering newcomers plenty of networking opportunities. Whether you’re seeking an affordable lifestyle, cultural immersion, or a deeper connection to African heritage, Accra delivers on all fronts.
Kigali, Rwanda
Kigali, the capital of Rwanda, is rapidly gaining attention as one of the best cities in Africa for expats. It offers a peaceful, well-organized, and affordable lifestyle. Known as one of the cleanest and safest cities on the continent, Kigali impresses with its spotless streets, low crime rates, and strong sense of community. The Rwandan government places a high priority on sustainability and urban planning, resulting in a city that feels both modern and serene.
Language is rarely a barrier for Americans relocating here. While Kinyarwanda and French are official languages, English is widely spoken—especially in business, government, and education—making daily life accessible and convenient for English-speaking expats.
Kigali also boasts a growing tech scene and entrepreneurial spirit, making it a great destination for digital nomads and remote workers. Reliable internet, co-working spaces, and startup hubs are increasingly common, all supported by a stable government and forward-thinking policies.
The cost of living in Kigali is lower than in Western cities, with affordable housing, fresh local food, and efficient public services. Scenic hills, friendly locals, and peaceful environment, Kigali offers a uniquely balanced lifestyle that attracts expats from around the world.
Final Thoughts
Africa offers an incredible range of destinations for those seeking adventure, affordability, and a welcoming community. These cities provide the perfect balance of opportunity, modern amenities, and peaceful living. If you’re considering relocating, researching visa requirements, visiting beforehand, and networking with other expats will help ensure a smooth transition.
Be sure to check out my list of travel gear for expats before you go!