Cartagena, Colombia, is a captivating coastal city where colorful colonial architecture meets Caribbean charm. Known for its historic old town, vibrant culture, and warm climate, Cartagena offers a relaxed yet exciting lifestyle for American expats. Whether you’re drawn by its beaches, food, or affordable living, this city could be your ideal new home.
Why Move to Cartagena?
Cartagena stands out for its mix of history, affordability, and lifestyle. The city enjoys a tropical climate, with temperatures averaging between 75°F and 88°F year-round. Its location on Colombia’s Caribbean coast means access to beautiful beaches, islands, and sea-view living.
The cost of living is significantly lower than in the United States. According to Numbeo, rent for a one-bedroom apartment in a good area typically ranges from $300 to $600 per month. Dining out and daily expenses are also very budget-friendly.
Cartagena’s historic Walled City is a UNESCO World Heritage site and a major attraction, full of cobblestone streets, cafes, and music-filled plazas. Outside the tourist zones, you’ll find a more local lifestyle, with vibrant markets and friendly neighborhoods.
Visa Requirements for Americans
Americans can enter Colombia without a visa for stays up to 90 days. This stay can be extended for another 90 days while in the country. For longer stays, you may consider one of the following visas:
- M-1 Retirement Visa: For those with a steady pension income.
- M-5 Work Visa: Requires a Colombian employer and contract.
- M-6 Investment Visa: For expats investing in Colombian real estate or business.
More details can be found on the official Colombian migration site.
Best Neighborhoods to Live In
For expats, Bocagrande is a favorite. This beachfront district has modern high-rises, shopping, and good infrastructure. Manga and El Laguito offer quieter alternatives, while Getsemaní is trendy and artsy, perfect for younger expats or creatives.
Daily Life and What to Expect
Spanish is the primary language, but many locals in tourism and business speak English. Still, learning basic Spanish will help you integrate and navigate daily life more easily.
Healthcare is affordable and accessible. Cartagena has several reputable private clinics, and health insurance plans start around $40 to $70 per month.
Public transport includes buses and taxis, but many expats use apps like InDrive or Uber for convenience. The city is walkable, especially in central districts.
Final Thoughts
Cartagena combines tropical beauty, cultural richness, and an affordable cost of living—making it a strong contender for American expats looking to relocate. Whether you’re sipping fresh coconut water on the beach, enjoying live music in a colonial plaza, or simply embracing a slower pace of life, Cartagena makes it easy to feel at home.
Also, check out my perfectly curated list of expat travel gear before you go!